BUSINESS PLANS AND FINANCIAL PROJECTIONS GUIDELINES

Service Descriptions

Service Name
Description
Specifications / Deliverables
Business Plan for Loans and Grants
Custom written business plan for Maximpact Ecosystems’ Customers looking to finance their ventures or projects with a loan, grant, etc. Suitable to be presented to any bank, creditor and grant funder.
  • Must use the Maximpact Ecosystems Template – subcategories may change depending on the nature of venture/project.
  • 25-35 page custom written business plan containing all the required sections of a business plan
  • The required sections include:
    • Executive Summary
    • The Industry Company Overview
    • Product and Services
    • Market and Industry Analysis
    • Competitive Advantage
    • Marketing Strategy
    • The Economics of the Business
    • Operations Plan
    • Development Plan
    • Management
    • Sustainability and Impact
    • Financial Plan
    • Funding
    • Appendices
      • Three Years Comprehensive Financial Projections designed for Loans and Grants (Ref Financial Projections for Loans and Grants)
  • Hour Range of Work 20h – 40h(maximum number of agreed hours)
Business Plan for Investors
Custom written business plan suitable to be presented to investors and creditors, such as Angel Investors, Venture Capital, Private Equity, banks and other institutions and funder, written for Maximpact Ecosystems’ Customers.
  • Must use the Maximpact Ecosystems Template – subcategories may change depending on the nature of venture/project.
  • 30-40 page custom written business plan, containing all the required sections of a business plan
  • The required sections include:
    • Executive Summary
    • The Industry and the Company Overview
    • Product and Services
    • Market and Industry Analysis
    • Competitive Advantage
    • Marketing Strategy
    • The Economics of the Business
    • Operations Plan
    • Development Plan
      • Milestones
      • Risks and Mitigation
    • Management
    • Financial Plan
    • Funding
      • Funding Requirements
      • Funding Strategy
      • Sources and Uses of Funds
      • Offering
      • Investors’ Return
      • Exit Strategy
    • Appendices
      • Five Years Comprehensive Financial Projections designed for Investors (Ref no. 5)
  • Hour Range of work 20h – 50h (maximum number of hours)
Financial Projections for Loans and Grants
Financial Projections are provided in two documents: an Excel spreadsheet and a Word document. Suitable to be presented to any bank, creditor and grant funders.
  • Three Years of Financial Projections. The first year is broken down into 12 months.
  • Editable excel and word document
  • Word document includes all of the forecasts and statements listed below in a visually appealing manor. These tables can then be pasted into a business plan or any other document.
  • Loan Amortization schedule for up to 3 different loans
    • Broken down into 36 months
    • Loan interest rate
    • Loan term
    • Monthly Balance
    • Monthly Interest Paid
    • Monthly Principal Paid
    • Ratio Analysis: Interest Coverage Ratio, Debt-to-Equity Ratio, Break-Even Analysis, Working Capital and Operating Cycle, Free cash flow, Growth Rate
  • Hour range of work 10h-15h (maximum number of hours)
Financial Projections for Investors
Financial Projections are provided in two documents: an Excel spreadsheet and a Word document. Suitable to be presented to investors and creditors, such as Angel Investors, Venture Capital, Private Equity, banks and other institutions and funder, written for Maximpact Ecosystems Customers.
  • Five Years of Financial Projections. The first year is broken down into 12 months.
  • Editable excel and word document using the Maximpact Branded Template format.
  • Word document includes all of the forecasts and statements listed below in a visually appealing manor. These tables can then be pasted into a business plan or any other document.
  • Investor’s Return
    • Investments into the company
    • Investment value after five years
    • Share of the company for the investor
    • Company’s value after five years
    • Company’s Internal Rate of Return
    • ROI, ROE and ROA
    • IRR
    • Investment Cash Flow Break-Even
    • Gross Margin Graphs
    • Quarterly Cash Flow Graph
    • Payback Period
    • Ratio Analysis: Interest Coverage Ratio, Debt-to-Equity Ratio, Break-Even Analysis, Working Capital and Operating Cycle, Growth Rate, Gross and Profit Margin
    • ROCE (if applicable)
  • Hour range of 10h – 20h (maximum number of hours)
Investor Deck
Custom written presentation content based on the MI Customer’s business plan suitable to be presented to investors and creditors, such as Angel Investors, Venture Capital, Private Equity, banks and other institutions and funder, written for Maximpact Ecosystems’ Customers.
  • 10 slide Powerpoint presentation based on an existing business plan
  • Deliverables:Click here to see the table of content
  • Must use Template provided by Maximpact – to be provided.
  • Hour range 5h -20h (maximum number of hours)

DEFINITIONS OF STANDARD RELATED TO SERVICES

Services standards require the Deliverables to be delivered and will be measured by the below listed standard parameters:

Standard Parameter
Definition
Exceptions
Clear
Deliverable is written in a logical and straightforward way that is easy to interpret, understand and perceive.
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like, that could compromise this parameter.
Understandable
  • The deliverable is straightforward, coherent and makes sense.
  • Information that may be relevant should not be excluded on the grounds that it may be too difficult to certain users to understand.
Understandability depends on:
  • The way information is presented; and
  • The capabilities of users
It is assumed that users:
  • Have a reasonable business knowledge of business and economic activities; and
  • Are willing to study the information provided with reasonable diligence
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like, that could compromise this parameter.
Comparable
The deliverable is :
  • worthy of comparison
  • usable for comparison against similar and/or like products and deliverables.
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like, that could compromise this parameter.
Relevant
The deliverable must be related specifically and written accordingly to the Customer’s project/venture
Definition
The information is relevant when it influences the economic decisions for users by helping them evaluate past, present and/or future events.
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like that could compromise this parameter.
Complete
The deliverable must contain all necessary descriptions and explanations.
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like that could compromise this parameter.
Usable
The Deliverable can be used for the purpose as indicated on the Original Order’s Specification/Requirements
Unless, the MI customer, in writing, has changed the purpose of the Deliverable whilst In Production.
Neat and Well Structured
The deliverable must be presented to the customer in a neat, well structure, organised way:
  • Using Arial Font style and Font size 11/12, throughout the document.
  • Correctly assigning headings and headings’ numbers, pages, footnotes etc. (if applicable)
Unless the customer has specifically insisted, in writing, on a different format/structure.
Well Written and use of proper English and Business Language
The deliverable must use
  • Correct English spelling and grammar.
  • Correct/appropriate and related business terminology and language.
Unless the MI customer has specifically insisted, in writing, on adding/deleting/editing a sentence, paragraph, expression, word or the like that could compromise this parameter.
Timeliness
Deliverables are delivered within the specified estimated time frame.
Unless the MI customer asks, in writing, to extend the delivery estimated time frame.
Correct Data
Applying the correct data to the formulas, calculations
Unless the MI customer has provided the Supplier with the incorrect data
Appropriate, Standard and Correct Formulas, Ratios, Measures and Calculations
  • Applying the appropriate and correct formula, ratio, measure, calculation to the deliverable
  • Appropriate formula is a formula, ratio, measure, calculation must be a widely acceptable financial industry standard Formulas, ratios calculations and measures are correctly carried out.
Unless the MI customer, in writing, has insisted to use a different method/formula/ratio/measure after the Supplier has advised why the Customer’s method is not appropriate
Correct Interpretation
Correctly interpreting the meaning of ratios, calculations, formulas, measures used and any other interpretation illustrated in the deliverable
N/A
Responsiveness
The Supplier has to be responsive and attend to all queries, comments in a timely manner.
  • Timely manner is suggested to be within 2 working days after a query/comment has been logged.
Unless the MI customers’ comment/query/message implies implicitly or explicitly that no response is needed
Code of Conduct
The Supplier must comply with Maximpacts’ Code of Conduct
  • Confidentiality
  • Objectivity
  • Professional Competence and due care
  • Professional behaviour
  • Integrity
No exemptions
Qualifications
The Supplier guarantees that the certifications, diplomas, knowledge, skills that he states he possesses to Maximpact Ecosystems are authentic and the Supplier is qualified to produce the service.
N/A
Free from Error
The deliverable must be free from error within the bounds of materiality (an aspect of relevance).
N/A
Accurate citations
The deliverable must provide references and accurate citations, if necessary
N/A
Original work
Unless cited, all submitted written words, graphics, diagrams and other materials should be original work created by the supplier
N/A
Updated : 20th of March, 2015